If you are injured in an auto accident and the other driver flees, you can seek compensation through your own no-fault (PIP) and uninsured motorist (UM) coverage, even if the other driver is never found. However, your insurance company may closely examine and challenge your claim because it must pay out of its own funds. Reporting [...]
It is always a good idea to seek help from an experienced attorney. It is important to understand that even your insurance company is not looking out for your best interests. You can bet that they will have a number of people looking for ways to reduce or deny your claim. An experienced attorney can work [...]
Minnesota requires all driver’s to have uninsured (UM) and underinsured (UIM) motorist coverage. UM coverage means your insurance company will pay for your medical bills and lost wages, among other costs, when the other driver does not have insurance or if you were injured in a hit-and-run. UIM applies when the other driver has insurance, [...]
Subrogation is a term written into your insurance contract. It requires you to reimburse your insurance company for any money it paid out for medical treatment for the injuries that you suffered from the at-fault driver, if you are able to obtain a recovery from the at-fault driver. This duty generally applies when an insurance company [...]
This will depend on the specific facts of your case. You may be able to receive compensation for any of the following items: 1) Medical bills, including emergency room fees, surgical procedures, and any other hospital costs; 2) Lost wages; 3) Costs of rehabilitation and physical therapy; 4) Disability or disfigurement; 5) Pain and suffering; 6) [...]
The steps you take immediately after a car accident can impact the outcome of your claim. The most important thing is to remember to remain calm and stay at the accident scene in a safe place. The first step you should take after a car accident is to call 911 to assist with any injuries [...]
